Perfect time to reflect and plan ahead

2018 is in full swing and we hope that you have kicked off the year with enthusiasm and vigour!

This time of year provides the perfect opportunity to reflect on where you've been...and where you're heading.

To arrange a review or to speak to one of our team, please contact this office on or gsymonds@sspfc.com.au.

We hope you enjoy our first newsletter for 2018!

Regards,

Garry Symonds

Beyond share prices

Investors shouldn't overlook that there are two components to sharemarket returns – dividend yield and capital gains (or losses).

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Superannuation and moving overseas

If you’re an Australian permanent resident or citizen heading overseas, your super remains subject to the same rules, even if you are leaving Australia permanently. This means your super must remain in your super fund/s until you reach preservation age and are eligible to access it.

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Your rights when it comes to Direct Debits

Automatic bill payments

Direct debits can help you organise your finances. Make sure you understand how they work and what to do if you want to cancel them.

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It's official: multitasking sucks

Think you’re great at multitasking? So did these people, until studies revealed some unsettling data.

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Stewart Symonds & Partners Pty Ltd (ABN 11 126 041 852). Authorised Representatives of Godfrey Pembroke Limited ABN 23 002 336 254, Australian Financial Services Licensee, Registered Office 105-153 Miller Street, North Sydney NSW 2060. A member of the National Australia group of companies.

This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax and/or legal advice prior to acting on this information. The material contained in this newsletter is based on information received in good faith from sources within the market, and on our understanding of legislation and Government press releases at the date of publication, which are believed to be reliable and accurate. Opinions constitute our judgement at the time of issue and are subject to change. Neither, the Licensee or any of the National Australia group of companies, nor their employees or directors give any warranty of accuracy, nor accept any responsibility for errors or omissions in this email.

Perth Office: Level 2 / 11 Mounts Bay Road, Perth WA 6000
Kalgoorlie Office: 74 Egan Street, Kalgoorlie WA 6430

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